Making “home sweet
home” a reality.

Trusted and reliable loan consultants, from our family to yours.

Making “home sweet
home” a reality.

Trusted and reliable loan consultants, from our family to yours.

Lowest Rates in the Market.
No Fees Options.

24/7
Availability

Average Closing Time 10-14 Days

Awards and Recognition

Professional and

“Dealing with E Mortgage Capital and Joseph Shalaby has been an absolute pleasure. He refinanced my mortgage in the first week I reached out. The process was smooth and the refinance was a complete success! The rate was even lower than I expected! Thank you so much!”

– Janet from Commerce, CA

7 Steps - Easy, Fast, Secure

Ask your loan officer about our process, average closing time 14 days.

Call for a consultation to talk about your goals

Verify documents for application

Credit Report

Home appraisal

Underwriter review

Rate lock

Loan funding

Why Choose Us

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

What Our Clients Say About Us

  • Real Client Testimonial 1
  • Real Client Testimonial 2
  • Real Client Testimonial 3
  • Real Client Testimonial 4
  • Real Client Testimonial 5

Honest and

“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA

Great Service and

“Working with Joe has been great, he has helped out with two of my homes in the past and is now helping me out with a loan for my new home. I would highly recommend Joe, he gets the job done quickly and effectively. He also gets me the best rates, which has saved me 10s of thousands over the life of the loans he has done for me. Thanks Joe, you are the man.”

– aabdo2727 from San Juan Capistrano, CA

Honest and

“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA

Honest and

“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA

Honest and

“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
Find an Office Near You

Santa Ana Office

939 E Santa Ana Blvd Santa Ana, CA 92701

Hours: 8am - 7pm Daily Contact: (949) 534-4238

Tustin Office

15145 Woodlawn Ave. Ste. 200 Tustin, CA 92780

Hours: 8am - 7pm Daily Contact: 949-534-4241

Stanton Office

12235 Beach Blvd. Ste. 209 Stanton, CA 90680

Hours: 8am - 7pm Daily Contact: (877) 512-2220

Irvine Office

2372 Morse Avenue Ste 536, Irvine, CA 92614

Hours: 9am - 5pm M-F Contact: 310-776-6823

Balboa Office

333 Marine Ave Ste 5
Balboa, CA 92662

Hours: 8am - 7pm Daily Contact: (949) 534-4238

Costa Mesa Office

2900 Bristol St Ste J 207, Costa Mesa, CA 92626

Hours: 8am - 7pm Daily Contact: 949-534-4241

Santa Clarita Office

27600 Bouquet Canyon RD Unit 212, Santa Clarita, CA 91350

Hours: 8am - 7pm Daily Contact: (877) 512-2220 ext. 101

Find an Office Near You