The Future of Lending
Made Easy.
Trusted and reliable loan consultants, from our family to yours.
The Future of Lending
Made Easy
Trusted and reliable loan consultants, from our family to yours.
Lowest Rates in the Market.
No Fees Options.
24/7 Availability
Average Closing Time 10-14 Days
Our Latest
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Professional and
“Dealing with E Mortgage Capital and Joseph Shalaby has been an absolute pleasure. He refinanced my mortgage in the first week I reached out. The process was smooth and the refinance was a complete success! The rate was even lower than I expected! Thank you so much!”
– Janet from Commerce, CA
7 Steps - Easy, Fast, Secure
Ask your loan officer about our process, average closing time 14 days.
Call for a consultation to talk about your goals
Verify documents for application
Credit Report
Home appraisal
Underwriter review
Rate lock
Loan funding
Step 1
Call for a consultation to talk about your goals
Step 2
Verify documents for application
Step 3
Credit Report
Step 4
Home appraisal
Step 5
Underwriter review
Step 6
Rate lock
Step 7
Loan Funding
Mortgage Loans
Why Choose Us
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
What Our Clients Say About Us
Honest and
“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
Great Service and
“Working with Joe has been great, he has helped out with two of my homes in the past and is now helping me out with a loan for my new home. I would highly recommend Joe, he gets the job done quickly and effectively. He also gets me the best rates, which has saved me 10s of thousands over the life of the loans he has done for me. Thanks Joe, you are the man.”
– aabdo2727 from San Juan Capistrano, CA
Honest and
“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
Honest and
“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
Honest and
“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
Great Service and
“Working with Joe has been great, he has helped out with two of my homes in the past and is now helping me out with a loan for my new home. I would highly recommend Joe, he gets the job done quickly and effectively. He also gets me the best rates, which has saved me 10s of thousands over the life of the loans he has done for me. Thanks Joe, you are the man.”
– aabdo2727 from San Juan Capistrano, CA
Honest and
“Joe helped us with our home purchase as the broker and did the mortgage as well. His helpful and genuinely friendly demeanor made the buying process as painless as possible. As always when making a large purchase you can be leary of people and their intentions, but Joe proved to always have our best interests at heart and got us a great interest rate as well!.”
– mena27 from Costa Mesa, CA
