

Who we are
Founder & CEO
Joseph Shalaby



California-based Joseph Shalaby is the founding Broker and CEO of E Mortgage Capital Inc., a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates. Joseph Shalaby is a UCSB alumni graduating with honors in 2002 and has been in the mortgage industry for more than two decades, working hard to stay on the cutting edge of new mortgage products and alternative mortgage options. Mortgage innovations are what allow his clients to select the absolute best loan products customized for their individual situations. Joseph Shalaby actively seeks to offer market-leading rates on mortgages, with an ability to lock loans online and lock in interest rates at a guaranteed rate for up to 90 days. With the emergence of Non-QM loans, new alternative money and no income loans are now growing through E Mortgage Capital. This dedication to competitive mortgage options is what makes Joseph Shalaby a pioneer in the mortgage industry. Utilizing its decades of experience helping clients select and secure the best residential loans, Joseph Shalaby has expanded into 8 branches throughout the Orange County area and Hawaii and recently purchased a spacious office in Santa Ana, California facility. This further development in customer-service allows Joseph Shalaby to directly assist borrowers as they secure their residential loans.



Awards and Recognition






















About the Company
For over 10 years, E Mortgage Capital has been a respected mortgage company with what we believe to be the most competitive interest rates in the market, boasting a level of customer service most often associated with small local lenders. E Mortgage Capital has taken its commitment to customer service and diverse mortgage options to offer individual borrowers the flexibility of obtaining one of E Mortgage Capital’s many mortgage products by working directly with the staff of E Mortgage Capital, covering a wide range of borrower profiles. We are able to accomplish this using many credit solutions we offer to our clients at the lowest possible cost.
Irvine Headquarters Office
18071 Fitch Suite 200 Irvine, CA 92614
Hours: 9am - 6pm Monday to Friday Contact: (888) 256-8076
Santa Ana Office
939 E Santa Ana Blvd Santa Ana, CA 92701
Hours: 8am - 7pm Daily Contact: (949) 534-4238
Tustin Office
15145 Woodlawn Ave. Ste. 200 Tustin, CA 92780
Hours: 8am - 7pm Daily Contact: 949-534-4241
Stanton Office
12235 Beach Blvd. Ste. 209 Stanton, CA 90680
Hours: 8am - 7pm Daily Contact: (877) 512-2220
Irvine Office
2372 Morse Avenue Ste 536, Irvine, CA 92614
Hours: 9am - 5pm M-F Contact: 310-776-6823
Balboa Office
333 Marine Ave Ste 5
Balboa, CA 92662
Hours: 8am - 7pm Daily Contact: (949) 534-4238
Costa Mesa Office
2900 Bristol St Ste J 207, Costa Mesa, CA 92626
Hours: 8am - 7pm Daily Contact: 949-534-4241
Santa Clarita Office
27600 Bouquet Canyon RD Unit 212, Santa Clarita, CA 91350
Hours: 8am - 7pm Daily Contact: (877) 512-2220 ext. 101





Find an Office Near You
Balboa Office
333 Marine Ave Ste 5
Balboa, CA 92662
Hours: 8am - 7pm Daily Contact: (949) 534-4238
Costa Mesa Office
2900 Bristol St Ste J 207, Costa Mesa, CA 92626
Hours: 8am - 7pm Daily Contact: 949-534-4241
Kailua-Kona Office
6831 Ali'i Drive Space E-234, Unit 203, Kailua-Kona, HI 96740
Hours: 8am - 7pm Daily Contact: (310)-579-7241
Santa Ana Office
939 E Santa Ana Blvd Santa Ana, CA 92701
Hours: 8am - 7pm Daily Contact: (949) 534-4238
Tustin Office
15145 Woodlawn Ave. Ste. 200 Tustin, CA 92780
Hours: 8am - 7pm Daily Contact: 949-534-4241
Stanton office
12235 Beach Blvd. Ste. 209 Stanton, CA 90680
Hours: 8am - 7pm Daily Contact: (877) 512-2220 ext. 101
Irvine Office
2372 Morse Avenue Ste 536, Irvine, CA 92614
Hours: 9am - 5pm M-F Contact: 310-776-6823