Who we are

California-based Joseph Shalaby is the founding Broker and CEO of E Mortgage Capital Inc., a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates. Joseph Shalaby is a UCSB alumni graduating with honors in 2002 and has been in the mortgage industry for more than two decades, working hard to stay on the cutting edge of new mortgage products and alternative mortgage options. Mortgage innovations are what allow his clients to select the absolute best loan products customized for their individual situations. Joseph Shalaby actively seeks to offer market-leading rates on mortgages, with an ability to lock loans online and lock in interest rates at a guaranteed rate for up to 90 days. With the emergence of Non-QM loans, new alternative money and no income loans are now growing through E Mortgage Capital. This dedication to competitive mortgage options is what makes Joseph Shalaby a pioneer in the mortgage industry. Utilizing its decades of experience helping clients select and secure the best residential loans, Joseph Shalaby has expanded into 8 branches throughout the Orange County area and Hawaii and recently purchased a spacious office in Santa Ana, California facility. This further development in customer-service allows Joseph Shalaby to directly assist borrowers as they secure their residential loans.