Who we are

Helping individuals, families, and couples everyday.

Founder & CEO

Joseph Shalaby

California-based Joseph Shalaby is the founding Broker and CEO of E Mortgage Capital Inc., a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates. Joseph Shalaby is a UCSB alumni graduating with honors in 2002 and has been in the mortgage industry for more than two decades, working hard to stay on the cutting edge of new mortgage products and alternative mortgage options. Mortgage innovations are what allow his clients to select the absolute best loan products customized for their individual situations. Joseph Shalaby actively seeks to offer market-leading rates on mortgages, with an ability to lock loans online and lock in interest rates at a guaranteed rate for up to 90 days. With the emergence of Non-QM loans, new alternative money and no income loans are now growing through E Mortgage Capital. This dedication to competitive mortgage options is what makes Joseph Shalaby a pioneer in the mortgage industry. Utilizing its decades of experience helping clients select and secure the best residential loans, Joseph Shalaby has expanded into 8 branches throughout the Orange County area and Hawaii and recently purchased a spacious office in Santa Ana, California facility. This further development in customer-service allows Joseph Shalaby to directly assist borrowers as they secure their residential loans.

Awards and Recognition

About the Company

For over 10 years, E Mortgage Capital has been a respected mortgage company with the most competitive rates interest rates in the market, boasting a level of customer service most often associated with small local lenders. E Mortgage Capital has now taken its commitment to customer service and diverse mortgage options and expanded to add a multi-cultural lending division. This expansion allows us to offer individual borrowers who in most situations would have never qualified for a great mortgage loan, the flexibility of obtaining one of E Mortgage Capital’s many mortgage products by working directly with the staff of E Mortgage Capital. We are able to accomplish this using many credit solutions we offer to our clients at absolutely no cost.

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Irvine Headquarters Office

18071 Fitch Suite 200 Irvine, CA 92614

Hours: 9am - 6pm Monday to Friday Contact: (888) 256-8076

Santa Ana Office

939 E Santa Ana Blvd Santa Ana, CA 92701

Hours: 8am - 7pm Daily Contact: (949) 534-4238

Tustin Office

15145 Woodlawn Ave. Ste. 200 Tustin, CA 92780

Hours: 8am - 7pm Daily Contact: 949-534-4241

Stanton Office

12235 Beach Blvd. Ste. 209 Stanton, CA 90680

Hours: 8am - 7pm Daily Contact: (877) 512-2220

Irvine Office

2372 Morse Avenue Ste 536, Irvine, CA 92614

Hours: 9am - 5pm M-F Contact: 310-776-6823

Balboa Office

333 Marine Ave Ste 5
Balboa, CA 92662

Hours: 8am - 7pm Daily Contact: (949) 534-4238

Costa Mesa Office

2900 Bristol St Ste J 207, Costa Mesa, CA 92626

Hours: 8am - 7pm Daily Contact: 949-534-4241

Santa Clarita Office

27600 Bouquet Canyon RD Unit 212, Santa Clarita, CA 91350

Hours: 8am - 7pm Daily Contact: (877) 512-2220 ext. 101

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