Forbes

**The Importance of Organizational Culture in Business Growth** Organizational culture is crucial for business success, acting as the backbone that influences every aspect of a company. Joseph Shalaby, CEO of E-Mortgage Capital (EMC), exemplifies this by embedding core values into daily operations, maintaining an open-door policy, and developing leadership excellence. These strategies have driven EMC's significant growth since its founding in 2015. Leaders must prioritize culture, as it not only strengthens the organization but also enhances overall business performance.

Yahoo Finance

E Mortgage Capital has made a strong start to 2024, financing over $800 million in the first quarter with an aim to reach $4 billion by year-end. The company's success is fueled by a decentralized structure, extensive industry connections, and innovative marketing strategies tailored to local markets. With nearly one thousand loan officers nationwide, E Mortgage Capital enhances its capability to meet diverse customer needs while maintaining a family-oriented workplace culture. The use of advanced data analytics, social media, and community events, alongside artificial intelligence technologies, boosts operational efficiency and client engagement. CEO Joseph Shalaby highlights these initiatives as key to surpassing their funding target and setting new industry standards. For more details, visit www.emortgagecapital.com.

Yahoo Finance

E Mortgage Capital, a nationally recognized mortgage banker, ranks among the top five in the U.S., highlighting its dedication to innovation and quality in the mortgage industry. Founded on the principles of blending corporate scale with the personal touch of a family-run business, E Mortgage Capital has expanded to over 40 locations nationwide. CEO Joseph Shalaby emphasizes the company's rapid growth and commitment to core values, which ensure personalized service for each client. Known for its "white glove" service, E Mortgage Capital maintains a client-centric approach, offering bespoke experiences that foster trust and long-lasting relationships. Learn more at www.emortgagecapital.com.

Housingwire

Timothy Potempa, a leading U.S. loan officer formerly with OneTrust Home Loans, has joined California-based E Mortgage Capital. Bringing a team of 38, including loan officers and processors, Potempa transitions over $300 million in annual production to his new company. With 22 years in the industry and recognition as the No. 7 loan officer nationwide, Potempa's move is driven by the need for a broader product suite and better technology. His team, known for specializing in purchase loans for first-time homebuyers, aims to close about $400 million in mortgages this year at E Mortgage Capital. This change aligns with leadership adjustments at OneTrust and represents a strategic shift for Potempa, allowing him to explore wholesale markets for the first time. Amidst rising mortgage rates, Potempa remains committed to enhancing homebuyer affordability.

NMP Magazine

CEO Joseph Shalaby was featured on the Cover of NMP Magazine!

Yahoo Finance

E Mortgage Capital, Inc. (EMC) has formed a strategic partnership with the renowned Potempa Team to revolutionize the homeownership experience by expanding service offerings and enhancing customer satisfaction. Led by Tim Potempa, the team brings a record of excellence, evidenced by their top rankings and significant achievements in the mortgage sector, including being the highest volume team in U.S. purchase business for 2023. This collaboration leverages EMC’s extensive network of over 200 investors, promising unmatched service options and a client-centric approach to help more families achieve their homeownership dreams. The partnership underscores a mutual commitment to excellence and aims to produce significant advancements in the mortgage lending landscape.

Microsoft Network

EMortgage Capital has launched its AI-powered Design Studio, specifically tailored for the mortgage industry, to revolutionize marketing material creation and management. This advanced platform outshines traditional tools like Canva by automating tasks, offering creative suggestions, and enabling highly customized content. It optimizes engagement and conversions with a user-friendly interface that allows professionals to quickly produce high-quality marketing assets. CEO Joseph Shalaby describes the launch as a milestone in digital transformation, setting E Mortgage Capital at the forefront of technological adoption and equipping its team to enhance productivity, creativity, and client engagement in a dynamic digital marketplace.

Business Insider

In a groundbreaking development, E Mortgage Capital has launched the AI Avatar Platform, an all-in-one social influencer tool designed to revolutionize how mortgage bankers engage with their audiences. The platform simplifies the content creation process from start to finish, utilizing innovative avatar video technology that allows users to produce professional-quality videos without extensive resources. This move underscores E Mortgage Capital's commitment to integrating advanced technology to enhance service delivery and improve customer interaction. The AI Avatar Platform enhances content dynamism and effectiveness by supporting every phase of creation—from ideation to publication. Its integration with social media allows for direct video uploads, ensuring timely and increased engagement with target audiences. Joseph Shalaby, CEO of E Mortgage Capital, highlighted the platform's potential to transform client interactions significantly. This latest innovation not only sets new standards in the real estate and mortgage sectors but also reinforces E Mortgage Capital's role as a leader in technological adoption in the industry.

Yahoo Finance

In a groundbreaking development, E Mortgage Capital has launched the AI Avatar Platform, an all-in-one social influencer tool designed to revolutionize how mortgage bankers engage with their audiences. The platform simplifies the content creation process from start to finish, utilizing innovative avatar video technology that allows users to produce professional-quality videos without extensive resources. This move underscores E Mortgage Capital's commitment to integrating advanced technology to enhance service delivery and improve customer interaction. The AI Avatar Platform enhances content dynamism and effectiveness by supporting every phase of creation—from ideation to publication. Its integration with social media allows for direct video uploads, ensuring timely and increased engagement with target audiences. Joseph Shalaby, CEO of E Mortgage Capital, highlighted the platform's potential to transform client interactions significantly. This latest innovation not only sets new standards in the real estate and mortgage sectors but also reinforces E Mortgage Capital's role as a leader in technological adoption in the industry.

National Mortgage Professional

At the Originator Connect mortgage conference, a unique event called the Brokerage Brawl brought together top brokerage leaders for a spirited debate. Featuring CEOs from five leading firms, including Joseph Shalaby of E Mortgage, Daniel Iskander of West Capital Lending, Mike Kortas of NEXA, Pablo Martinez of Equity Smart, and Thuan Nguyen of Loan Factory, the event mimicked an MMA battle, complete with entrance music and a lively audience. Hosted by Christine Stuart, the discussion not only entertained but also addressed serious industry issues like training, retention, and the importance of technology in mortgage brokerage. Amidst the competitive atmosphere, these leaders discussed their distinct approaches to recruiting and supporting loan originators, highlighting the significant transition of originators from retail to wholesale due to better rates and lower fees. The debate underscored differing leadership styles and operational strategies, reflecting on how each company aims to optimize performance and adapt to the evolving demands of the mortgage industry.

Yahoo Finance

E Mortgage Capital Inc., a full-service mortgage company operating across 25 states with over 500 licensed loan officers, is leading innovations in the mortgage industry by incorporating advanced technology and offering rapid loan closures within 10 days. The company specializes in non-traditional lending such as Non-QM and Fix & Flip financing, aiming to double its number of loan officers and expand further across the U.S. Under the leadership of founder and CEO Joseph Shalaby, E Mortgage Capital is enhancing its services with comprehensive support systems including marketing, daily training, and free resources for staff and clients, positioning itself uniquely in the market by offering the most competitive compensation and customer-centric benefits like 24/7 funding and free closing gifts.

Yahoo Finance

Joseph Shalaby, a UCSB honors graduate and Cairo-born immigrant, is the driving force behind E Mortgage Capital, a leading full-service mortgage company. E Mortgage Capital is renowned for its innovative solutions in residential mortgages, operating across the U.S. with approval in 25 states and boasting over 500 licensed loan officers. Shalaby's journey to success was marked by numerous obstacles, including rejection and operational challenges, yet his commitment to serving others and facilitating homeownership has been unwavering. Under his leadership, the company has pioneered industry firsts such as Flex Closing and aggressive compensation plans, while providing extensive support and training for its staff. As of September 2022, despite facing its toughest year, E Mortgage Capital has seen a significant rebound, promising further expansion and increased service provision to help more Americans achieve their dream homes.